{"id":4684,"date":"2026-09-11T12:05:01","date_gmt":"2026-09-11T06:35:01","guid":{"rendered":"https:\/\/www.catmock.com\/blog\/?p=4684"},"modified":"2026-09-18T14:16:09","modified_gmt":"2026-09-18T08:46:09","slug":"mdi-gurgaon-fees-2026-total-cost-hostel-scholarship-education-loan","status":"publish","type":"post","link":"https:\/\/www.catmock.com\/blog\/mdi-gurgaon-fees-2026-total-cost-hostel-scholarship-education-loan\/","title":{"rendered":"MDI Gurgaon Fees 2026: Total Cost, Hostel, Scholarship, Education Loan"},"content":{"rendered":"\n

Cracked the CAT percentile MDI Gurgaon needs? The next question is usually money \u2014 and it deserves as much clarity as the cutoff did. This guide breaks down exactly what you’ll pay across every MDI Gurgaon programme, what hostel and mess actually cost, which scholarships you can realistically apply for, and how to structure an education loan without overpaying on interest.<\/p>\n\n\n\n

Last updated: September 2026 \u00b7 Compiled by the CATMOCK team from MDI Gurgaon’s official 2026-28 fee circulars published on mdi.ac.in<\/mark><\/a>, AICTE scholarship norms, and current PM-Vidyalaxmi government loan scheme rates.<\/em><\/p>\n\n\n\n

If you’re still working out where you stand on cutoffs and the selection process itself, our detailed MDI Gurgaon CAT Cutoff 2026 guide<\/mark><\/a> covers that separately \u2014 this article focuses purely on the money side.<\/p>\n\n\n\n

MDI Gurgaon Fees 2026 at a Glance<\/h2>\n\n\n\n

MDI runs several PGDM variants, and each has its own fee structure. Here’s the full picture before we break each one down.<\/p>\n\n\n\n

Programme<\/th>Duration<\/th>Total Fee (2026-28 Batch)<\/th><\/tr><\/thead>
PGDM \/ PGDM-HRM \/ PGDM-Business Analytics<\/td>2 years<\/td>\u20b926,55,310<\/td><\/tr>
PGDM-International Business (PGDM-IB)<\/td>2 years<\/td>\u20b932,54,000<\/td><\/tr>
PGDM-Banking & Financial Services (PGDM-BFS)<\/td>2 years<\/td>\u20b922,00,000<\/td><\/tr>
PGDM-Business Management (Executive)<\/td>18 months<\/td>\u20b918,50,000 (\u20b921.5L for single occupancy)<\/td><\/tr>
PGDM-Business Administration (Part-time)<\/td>2 years<\/td>\u20b911,50,000<\/td><\/tr>
PGDM-Public Policy Management (Hybrid)<\/td>12 months<\/td>\u20b916,70,000<\/td><\/tr>
PGDM (Online)<\/td>2 years<\/td>\u20b99,95,700<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

The flagship full-time PGDM, PGDM-HRM, and PGDM-Business Analytics programmes all carry an identical fee, since they share the same academic and residential cost structure. PGDM-IB costs roughly \u20b96 lakh more, largely because of its mandatory international immersion component.<\/p>\n\n\n\n

MDI Gurgaon PGDM Fees Breakup (2026-28 Batch)<\/h2>\n\n\n\n

This is the officially notified fee structure for the flagship PGDM, PGDM-HRM, and PGDM-Business Analytics programmes.<\/p>\n\n\n\n

Fee Component<\/th>1st Year (\u20b9)<\/th>2nd Year (\u20b9)<\/th>Total (\u20b9)<\/th><\/tr><\/thead>
Tuition Fees<\/td>9,61,505<\/td>9,61,505<\/td>19,23,010<\/td><\/tr>
Boarding Charges (Mess)<\/td>1,04,200<\/td>1,04,200<\/td>2,08,400<\/td><\/tr>
Lodging Charges (Hostel)<\/td>1,09,750<\/td>1,09,750<\/td>2,19,500<\/td><\/tr>
Learning Material Fees<\/td>62,000<\/td>62,000<\/td>1,24,000<\/td><\/tr>
Student Activities Fee<\/td>31,250<\/td>31,250<\/td>62,500<\/td><\/tr>
Library Fee<\/td>37,700<\/td>37,700<\/td>75,400<\/td><\/tr>
Alumni Fee<\/td>15,000<\/td>\u2014<\/td>15,000<\/td><\/tr>
Security Deposit (Refundable)<\/td>27,500<\/td>\u2014<\/td>27,500<\/td><\/tr>
Total<\/strong><\/td>13,48,905<\/strong><\/td>13,06,405<\/strong><\/td>26,55,310<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Tuition alone accounts for roughly 72% of the total PGDM fee, with the rest split across residential charges, learning materials, and one-time deposits. NRI candidates pay the equivalent in USD \u2014 approximately $38,668 across the full programme, per MDI’s official NRI fee schedule.<\/p>\n\n\n\n

MDI Gurgaon PGDM-IB Fees Breakup<\/h2>\n\n\n\n

The PGDM-IB fee is higher primarily because of the international study component built into the curriculum.<\/p>\n\n\n\n

Fee Component<\/th>Total (2 Years) (\u20b9)<\/th><\/tr><\/thead>
Tuition Fees<\/td>26,00,000<\/td><\/tr>
Boarding Charges (Mess)<\/td>1,52,000<\/td><\/tr>
Lodging Charges (Hostel)<\/td>1,88,000<\/td><\/tr>
Learning Material Fees<\/td>1,34,000<\/td><\/tr>
Student Activities Fee<\/td>62,500<\/td><\/tr>
Library Fee<\/td>75,000<\/td><\/tr>
Alumni Fee<\/td>15,000<\/td><\/tr>
Security Deposit (Refundable)<\/td>27,500<\/td><\/tr>
Total<\/strong><\/td>32,54,000<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Note that the international immersion travel itself\u2014including flights, visas, and overseas stays beyond the academic component\u2014is typically billed separately. If you’re evaluating PGDM-IB, budget for these expenses as an additional cost.<\/strong><\/p>\n\n\n\n

MDI Gurgaon Hostel Fees and Mess Charges<\/h2>\n\n\n\n

MDI’s official terminology splits accommodation costs into two line items: Lodging Charges<\/strong> (your hostel room) and Boarding Charges<\/strong> (mess\/food). Together, these come to roughly \u20b92.14 lakh per year for the flagship PGDM and about \u20b91.7 lakh per year for PGDM-IB, though room-type \u2014 twin-sharing versus single occupancy \u2014 can shift this figure.<\/p>\n\n\n\n

Accommodation Component<\/th>Approx. Annual Cost (PGDM)<\/th><\/tr><\/thead>
Lodging (Hostel Room)<\/td>~\u20b91,09,750<\/td><\/tr>
Boarding (Mess)<\/td>~\u20b91,04,200<\/td><\/tr>
Combined Annual Residential Cost<\/td>~\u20b92,13,950<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Both charges are compulsory for full-time, on-campus students and are bundled into the total fee shown above \u2014 you won’t pay these separately unless you opt for single-occupancy rooms, which typically cost more (as reflected in the \u20b921.5 lakh Executive PGDM-BM single-occupancy figure).<\/p>\n\n\n\n

Also Check: MDI Gurgaon Placements 2025-26: Highest Package Jumps to \u20b997.5 LPA<\/mark><\/a><\/em><\/strong><\/p>\n\n\n\n

MDI Gurgaon Total Cost: Fee Installment Plan<\/h2>\n\n\n\n

MDI collects the total fee in three installments spread across the admission year, which helps if you’re planning an education loan disbursement schedule around it.<\/p>\n\n\n\n

Installment<\/th>PGDM \/ PGDM-HRM \/ PGDM-BA<\/th>PGDM-IB<\/th><\/tr><\/thead>
1st Installment (April\u2013July 2026)<\/td>\u20b96,00,000<\/td>\u20b96,00,000<\/td><\/tr>
2nd Installment<\/td>\u20b97,48,905 (15\u201331 Oct 2026)<\/td>\u20b916,54,000 (15\u201325 Sep 2026)<\/td><\/tr>
3rd Installment<\/td>\u20b913,06,405 (1\u201315 May 2027)<\/td>\u20b910,00,000 (1\u201315 Nov 2026)<\/td><\/tr>
Total<\/strong><\/td>\u20b926,55,310<\/strong><\/td>\u20b932,54,000<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Missing an installment deadline risks your admission offer being withdrawn, so if you’re relying on an education loan, start the sanction process well before each due date \u2014 bank disbursements can take two to three weeks even after approval.<\/p>\n\n\n\n

MDI Gurgaon Scholarship Options<\/h2>\n\n\n\n

MDI doesn’t offer CAT-percentile-linked merit scholarships \u2014 funding here is tied to financial need and in-programme academic performance instead. Three schemes are worth knowing about.<\/p>\n\n\n\n

Scholarship<\/th>Eligibility<\/th>Benefit<\/th><\/tr><\/thead>
AICTE Tuition Fee Waiver (TFW)<\/td>1st-year PGDM\/PGDM-HRM students; family income \u2264 \u20b98 lakh\/year<\/td>100% tuition fee waiver (15 seats for PGDM, 6 for PGDM-HRM)<\/td><\/tr>
Merit-cum-Means Scholarship<\/td>Full-time PGDM\/PGDM-HRM\/PGDM-IB\/PGDM-BA students; CGPA \u2265 6.0 after Term I & II; family income \u2264 \u20b98 lakh\/year<\/td>50% tuition fee waiver (limited seats, disbursed after results)<\/td><\/tr>
O.P. Jindal Scholarship<\/td>Merit-based, awarded in the second year<\/td>Partial fee support for top academic performers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

The AICTE waiver is the most valuable if you qualify \u2014 it wipes out tuition entirely, though you’d still pay the residential and other components. For candidates from economically weaker families, applying for this the moment admission is confirmed is worth prioritising, since seats are limited and allocated competitively. You can check current AICTE-approved scholarship norms directly on the AICTE official website<\/mark><\/a>.<\/p>\n\n\n\n

MDI Gurgaon Education Loan: How to Fund the Fee<\/h2>\n\n\n\n

With most full-time programmes crossing \u20b925 lakh, an education loan is the realistic funding route for most students. Two broad paths exist: the government-backed PM-Vidyalaxmi scheme, and direct bank\/NBFC loans.<\/p>\n\n\n\n

Loan Route<\/th>Interest Rate (2026)<\/th>Collateral<\/th>Notes<\/th><\/tr><\/thead>
PM-Vidyalaxmi (via Vidya Lakshmi Portal)<\/td>~6.75%\u20138.4% p.a. (with interest subvention for family income \u2264 \u20b98 lakh)<\/td>Not required up to \u20b97.5 lakh<\/td>Government scheme; covers 1,000+ QHEI-listed institutes including top B-schools<\/td><\/tr>
SBI Education Loan<\/td>~9.4%\u20139.9% p.a. (without special scheme)<\/td>Required above \u20b97.5 lakh<\/td>Facilitated directly by MDI at admission<\/td><\/tr>
HDFC Credila \/ Axis Bank<\/td>~10%\u201312% p.a.<\/td>Case-by-case<\/td>Faster processing, slightly higher rates<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

The PM-Vidyalaxmi scheme<\/mark><\/a>, run through the Ministry of Education’s Vidya Lakshmi portal, is genuinely worth checking first \u2014 students from families earning up to \u20b94.5 lakh annually get full interest subvention during the moratorium period, and those earning up to \u20b98 lakh get a 3% subvention, which meaningfully reduces total interest paid over the loan tenure. MDI also facilitates tie-ups with SBI, HDFC, and Axis Bank directly at admission, so you don’t have to shop around from scratch.<\/p>\n\n\n\n

A practical tip: apply for loan pre-sanction as soon as your admission offer comes through, not after your first installment deadline. Banks typically need your admission letter, fee structure, and co-applicant’s income documents, and pre-sanction approval can take 10\u201315 working days.<\/p>\n\n\n\n

MDI Gurgaon ROI: Is the Fee Worth It?<\/h2>\n\n\n\n

A \u20b926\u201333 lakh investment only makes sense against what it returns. Based on MDI’s most recent placement cycle \u2014 covered in more depth in our MDI Gurgaon cutoff and placement guide<\/mark><\/a> \u2014 the average package stood at \u20b925.5 LPA, with a median of \u20b924.2 LPA and a highest offer of \u20b963.3 LPA.<\/p>\n\n\n\n

Programme<\/th>Total Fee<\/th>Recent Avg. Package<\/th>Approx. Payback Period<\/th><\/tr><\/thead>
PGDM \/ PGDM-HRM \/ PGDM-BA<\/td>\u20b926.55 Lakh<\/td>~\u20b925.5 LPA<\/td>~1.1 years post-graduation<\/td><\/tr>
PGDM-IB<\/td>\u20b932.54 Lakh<\/td>~\u20b925\u201327 LPA (with international placement premium in some cases)<\/td>~1.3 years post-graduation<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

A payback period of roughly a year \u2014 assuming you place at or near the average package \u2014 is a reasonable outcome by Indian B-school standards, especially compared to programmes charging similarly but placing meaningfully lower. That said, ROI calculations should account for opportunity cost (two years of forgone salary) and loan interest if you’re financing the full amount, so run your own numbers against your specific financial situation rather than relying on averages alone.<\/p>\n\n\n\n

\ud83d\udc49 Also Read:<\/em> SOP for MBA: Format, Word Limit, Sample & Writing Tips That Get You Shortlisted<\/mark><\/a><\/em><\/strong><\/p>\n\n\n\n

Key Takeaways<\/h2>\n\n\n\n